Latest top 10 ranking (Equity Malaysia) base 5 years total return (%) 30/11/02 - 30/11/07...
1) CMS Islamic - 202.26%
2) Public Ittikal - 159.60%
3) HwangDSB Dana Izdihar - 138.92%
4) PRUdana al-ilham - 132.71%
5) MAAKL Syariah Index - 132.05%
6) Kenanga Syariah Growth - 119.50%
7) TA Islamic - 112.97%
8) SBB Dana Al-Ihsan - 107.13%
9) CIMB-Principal Lifetime Dana Al Mubarak - 98.13%
10) OSK-UOB Dana Islam - 96.82%
Monday, December 31, 2007
10 Dana Unit Amanah Islamic Terbaik (3 years)
Latest top 10 ranking (Equity Malaysia) base 3 years total return (%) 30/11/04 - 30/11/07...
1) CMS Islamic - 123.59%
2) ING Equity Islam - 88.45% ***
3) MAAKL Al Faid - 85.54% ***
4) SBB Dana Al-Ihsan 2 - 80.54% ***
5) Public Ittikal - 78.46%
6) Public Islamic Equity - 74.49% ***
7) MAAKL Syariah Index - 73.23
8) SBB Dana Al-Ikhlas - 73.16% ***
9) Alliance Dana Adib - 71.34% ***
10) Kenanga Syariah Growth - 69.84%
***Not available for 5 years return.
1) CMS Islamic - 123.59%
2) ING Equity Islam - 88.45% ***
3) MAAKL Al Faid - 85.54% ***
4) SBB Dana Al-Ihsan 2 - 80.54% ***
5) Public Ittikal - 78.46%
6) Public Islamic Equity - 74.49% ***
7) MAAKL Syariah Index - 73.23
8) SBB Dana Al-Ikhlas - 73.16% ***
9) Alliance Dana Adib - 71.34% ***
10) Kenanga Syariah Growth - 69.84%
***Not available for 5 years return.
Saturday, December 29, 2007
New name of CIMB fund
Please be informed that the new Fund Names will take effect on 3rd January 2008 with the renewal of the CWA Master Prospectus and the issuance of the First Supplementary Master Prospectus to the CIMB-Principal Master Prospectus.
CIMB WEALTH ADVISORS' FUNDS (Islamic)
SBB Dana Al-Azam = CIMB Islamic Small Cap Fund (CISCF)
SBB Dana Al-Faiz = CIMB Islamic Micro Cap Fund (CIMCF)
SBB Dana Al-Hafiz = CIMB Islamic Sukuk Fund (CISF)
SBB Dana Al-Hikmah = CIMB Islamic Enhanced Index Fund (CIEIF)
SBB Dana Al-I’tidal = CIMB Islamic Balanced Income Fund (CIBIF)
SBB Dana Al-Ihsan = CIMB Islamic DALI Equity Growth Fund (CIDEGF)
SBB Dana Al-Ihsan 2 = CIMB Islamic DALI Equity Fund (CIDEF)
SBB Dana Al-Ikhlas = CIMB Islamic Equity Fund (CIEF)
SBB Dana Al-Mizan = CIMB Islamic Balanced Fund (CIBF)
CIMB-PRINCIPAL'S FUNDS (Islamic)
Asia Pacific Adil Fund = CIMB Islamic Asia Pacific Equity Fund (CIAPEF)
Lifetime Dana Barakah = CIMB Islamic Balanced Growth Fund (CIBGF)
Lifetime Dana Fayyad = CIMB Islamic Short Term Sukuk Fund (CISTSF)
Lifetime Dana Mubarak = CIMB Islamic Equity Aggressive Fund (CIEAF)
Lifetime Dana Wafiq = CIMB Islamic Enhanced Sukuk Fund (CIESF)
CIMB WEALTH ADVISORS' FUNDS (Islamic)
SBB Dana Al-Azam = CIMB Islamic Small Cap Fund (CISCF)
SBB Dana Al-Faiz = CIMB Islamic Micro Cap Fund (CIMCF)
SBB Dana Al-Hafiz = CIMB Islamic Sukuk Fund (CISF)
SBB Dana Al-Hikmah = CIMB Islamic Enhanced Index Fund (CIEIF)
SBB Dana Al-I’tidal = CIMB Islamic Balanced Income Fund (CIBIF)
SBB Dana Al-Ihsan = CIMB Islamic DALI Equity Growth Fund (CIDEGF)
SBB Dana Al-Ihsan 2 = CIMB Islamic DALI Equity Fund (CIDEF)
SBB Dana Al-Ikhlas = CIMB Islamic Equity Fund (CIEF)
SBB Dana Al-Mizan = CIMB Islamic Balanced Fund (CIBF)
CIMB-PRINCIPAL'S FUNDS (Islamic)
Asia Pacific Adil Fund = CIMB Islamic Asia Pacific Equity Fund (CIAPEF)
Lifetime Dana Barakah = CIMB Islamic Balanced Growth Fund (CIBGF)
Lifetime Dana Fayyad = CIMB Islamic Short Term Sukuk Fund (CISTSF)
Lifetime Dana Mubarak = CIMB Islamic Equity Aggressive Fund (CIEAF)
Lifetime Dana Wafiq = CIMB Islamic Enhanced Sukuk Fund (CIESF)
Statistik Unit Amanah...
Emmm...saja nak share info dari statistik kat atas nie...pada yang tak jelas dengan statistik nie...huraiannya seperti dibawah...Statistik ini dikira berdasarkan Asset Under Management (AUM)...makna kata nilai asset yang dipegang oleh company tersebut...
Contoh : Jumlah AUM RM25 billion, bermakna jumlah tersebut adalah jumlah yang telah dikumpul dari pelabur-pelabur...
So seperti yang kita tahu...Public Mutual berada di no 1...kenapa...? Kerana ia telah lama bertapak di Malaysia since 1975 (32 tahun)...so memang tak dapat disangkal ler nilai assetnya besar...lagipun setiap kali launch new fund, mereka offer harga serendah 0.25 sen...jadi memang ler AUM besar... !!!
Akan tetapi...kita sebagai investor...apa yang lebih penting...? Nilai asset company ker atau return % perlu diutamakan...???
Nak cerita lebih lanjut baca tajuk 'Sekadar untuk renungan...' di bawah....
Friday, December 28, 2007
Kenapa perlu memilih CIMB...???
Hmmm....ada jugak yang tertanya apa kelebihan Unit Trust CIMB nie...so...kat bawah nie ada laa antara sebab-sebab kenapa korang kena/perlu/semestinya invest dengan CIMB...
- Institusi perbankan ke 2 terbesar di Malaysia...in future maybe akan menjadi no 1...
- CIMB Group CEO adalah Dato Nazir Tun Razak (adik TPM Dato Najib Tun Razak)...bisnes minded...next plan nak beli RHB masuk CIMB group.
- Unit Trust Islamic fund terbesar di Malaysia... 4/10 fund tersenarai dalam top 10 best Islamic fund return (statistic November 07) in Malaysia.
- Switching free 4 kali dalam setahun.
- 1st UT company yang memperkenalkan 'Trust Nomination Service' (macam penama KWSP tu).
- Mempunyai 'Assist' monitoring system untuk memantau setiap pergerakan account pelabur.
- Menawarkan bukan sekadar Unit Trust...malah Insurance & Credit Card...coming soon housing loan, car loan etc...
Emmm...apa lagi erkk...? Takpa laa...nanti kalau ada lagi akan di tambah dari masa ke semasa...
New : CIMB Islamic Global Equity Fund
Tadi ptg baru selesai dengar briefing pasai new CIMB Islamic Global Equity Fund yang akan launch pada 8 January 2008. Price per unit 0.50 sen...
Pasaran lebih tertumpu pada US...but not pada US market secara khususnya tapi giant companies kat sana antaranya Exxon Mobil, Microsoft, HP, Roche, Apple, Vodafone, Cisco System dll...
Benchmark Index : Dow Jones Islamic Market Index.
InsyaAllah...segala butiran lanjut akan disertakan nanti...tunggu....!!!
p/s : Siapkan cek awal-awal...min RM1000 pun takper...
Pasaran lebih tertumpu pada US...but not pada US market secara khususnya tapi giant companies kat sana antaranya Exxon Mobil, Microsoft, HP, Roche, Apple, Vodafone, Cisco System dll...
Benchmark Index : Dow Jones Islamic Market Index.
InsyaAllah...segala butiran lanjut akan disertakan nanti...tunggu....!!!
p/s : Siapkan cek awal-awal...min RM1000 pun takper...
Wednesday, December 26, 2007
Anda layak untuk pengeluaran KWSP...???
Adakah anda layak untuk membuat pengeluaran dari KWSP untuk melabur dalam Unit Trust....? Bagaimana caranya...?
First sekali, pergi pejabat KWSP dan check latest account balance. Dah print statement, tengok balance account 1 (70%, account 2 - 30%)...kalau cukup seperti kiraan dibawah sememangnya anda layak untuk membuat pengeluaran untuk tujuan pelaburan...
Kiraan sekarang (tanpa mengikut peringkat umur) sehingga 31 Januari 2008 :
Baki min account 1 yang diperlukan : RM55,000.00
Jumlah yang boleh dikeluarkan : RM55,000 - RM50,000 = RM5000
RM5000 x 20% = RM1000
Kiraan (mengikut peringkat umur) bermula pada 1 Februari 2008 :
Baki min account 1 yang diperlukan :
RM9,000 (25 - 29 tahun)
RM18,000 (30 - 34 tahun)
RM29,000 (35 - 39 tahun)
RM44,000 (40 - 44 tahun)
RM64,000 (45 - 49 tahun)
RM90,000 (50 - 54 tahun)
RM120,000 (55 tahun)
Bagi kiraan kesemua peringkat umur, untuk pengeluaran pelaburan antara contohnya :
Kategori umur 25 - 29 tahun :
Let say ada RM20,000 (account 1) - RM9,000 (min requirement)
= RM11,000 (boleh buat pelaburan)*
Kategori umur 30 - 34 tahun :
Let say ada RM40,000 (account 1) - RM18,000 (min requirement)
= RM22,000 (boleh buat pelaburan)*
Kategori umur 35 - 39 tahun :
Let say ada RM60,000 (account 1) - RM29,000 (min requirement)
= RM31,000 (boleh buat pelaburan)*
Kategori umur 40 - 44 tahun :
Let say ada RM80,000 (account 1) - RM44,000 (min requirement)
= RM36,000 (boleh buat pelaburan)*
Kategori umur 45 - 49 tahun :
Let say ada RM120,000 (account 1) - RM64,000 (min requirement)
= RM56,000 (boleh buat pelaburan)*
Kategori umur 50 - 54 tahun :
Let say ada RM160,000 (account 1) - RM90,000 (min requirement)
= RM70,000 (boleh buat pelaburan)*
Kategori umur 55 tahun :
= Dah bleh withdraw semua sekali lepas tu invest melalui cash ler pulak...
*Tertakluk kepada syarat & pindaan KWSP (sekiranya ada perubahan).
Syarat KWSP : Jumlah minima yang boleh dikeluarkan untuk pelaburan adalah RM1000.
What should you need to do right now...???
Just photostat IC 2 copy & latest statement balance from EPF in account 1...thats all....!!!
Then give me a call/miss call/sms/email or face to face or whatever for more details explanation about this unit trust.
FYI, EPF also invest with CIMB since 2003. If they can get 10% return per annum, why they only give you 5%....?
Why not you invest directly, manage your own account and get maximum 10% - 15% or more per year...???
Just think about it...!!!
Pengeluaran boleh dibuat setiap 3 bulan, selagi memenuhi syarat pengeluaran min RM1000.
Jadi nak biarkan dalam KWSP dengan dividen 4% - 6% atau melabur dalam Unit Trust dengan pulangan minimum 10% - 15%....???
Rasailah 'Power of Compounding' dalam Unit Trust...!!!
So...cukup syarat dan berminat...??? Habis tu dok tunggu apa lagi....???
First sekali, pergi pejabat KWSP dan check latest account balance. Dah print statement, tengok balance account 1 (70%, account 2 - 30%)...kalau cukup seperti kiraan dibawah sememangnya anda layak untuk membuat pengeluaran untuk tujuan pelaburan...
Kiraan sekarang (tanpa mengikut peringkat umur) sehingga 31 Januari 2008 :
Baki min account 1 yang diperlukan : RM55,000.00
Jumlah yang boleh dikeluarkan : RM55,000 - RM50,000 = RM5000
RM5000 x 20% = RM1000
Kiraan (mengikut peringkat umur) bermula pada 1 Februari 2008 :
Baki min account 1 yang diperlukan :
RM9,000 (25 - 29 tahun)
RM18,000 (30 - 34 tahun)
RM29,000 (35 - 39 tahun)
RM44,000 (40 - 44 tahun)
RM64,000 (45 - 49 tahun)
RM90,000 (50 - 54 tahun)
RM120,000 (55 tahun)
Bagi kiraan kesemua peringkat umur, untuk pengeluaran pelaburan antara contohnya :
Kategori umur 25 - 29 tahun :
Let say ada RM20,000 (account 1) - RM9,000 (min requirement)
= RM11,000 (boleh buat pelaburan)*
Kategori umur 30 - 34 tahun :
Let say ada RM40,000 (account 1) - RM18,000 (min requirement)
= RM22,000 (boleh buat pelaburan)*
Kategori umur 35 - 39 tahun :
Let say ada RM60,000 (account 1) - RM29,000 (min requirement)
= RM31,000 (boleh buat pelaburan)*
Kategori umur 40 - 44 tahun :
Let say ada RM80,000 (account 1) - RM44,000 (min requirement)
= RM36,000 (boleh buat pelaburan)*
Kategori umur 45 - 49 tahun :
Let say ada RM120,000 (account 1) - RM64,000 (min requirement)
= RM56,000 (boleh buat pelaburan)*
Kategori umur 50 - 54 tahun :
Let say ada RM160,000 (account 1) - RM90,000 (min requirement)
= RM70,000 (boleh buat pelaburan)*
Kategori umur 55 tahun :
= Dah bleh withdraw semua sekali lepas tu invest melalui cash ler pulak...
*Tertakluk kepada syarat & pindaan KWSP (sekiranya ada perubahan).
Syarat KWSP : Jumlah minima yang boleh dikeluarkan untuk pelaburan adalah RM1000.
What should you need to do right now...???
Just photostat IC 2 copy & latest statement balance from EPF in account 1...thats all....!!!
Then give me a call/miss call/sms/email or face to face or whatever for more details explanation about this unit trust.
FYI, EPF also invest with CIMB since 2003. If they can get 10% return per annum, why they only give you 5%....?
Why not you invest directly, manage your own account and get maximum 10% - 15% or more per year...???
Just think about it...!!!
Pengeluaran boleh dibuat setiap 3 bulan, selagi memenuhi syarat pengeluaran min RM1000.
Jadi nak biarkan dalam KWSP dengan dividen 4% - 6% atau melabur dalam Unit Trust dengan pulangan minimum 10% - 15%....???
Rasailah 'Power of Compounding' dalam Unit Trust...!!!
So...cukup syarat dan berminat...??? Habis tu dok tunggu apa lagi....???
Monday, December 24, 2007
Sekadar untuk renungan....
Saja nak buat comparison tentang 1 company yang memang dah establish sejak 30 tahun lepas dan 1 lagi yang baru 17 tahun tapi tengah 'booming' dan sedang menguasai pasaran...
Sebagai contoh untuk renungan....,
Terdapat 2 companies yang sama konsep perniagaannya (Perladangan laa katakan) membuka peluang pekerjaan untuk pengambilan pekerja baru...
Company A = Mempunyai nilai asset 25 billion.
Company B = Mempunyai nilai asset 7.5 billion.
**Company A menduduki ranking No 1 di Malaysia (berdasarkan nilai asset)...
**Company B berada dalam top 10 ranking berdasarkan hasil keluaran (performance)...
Sekiranya anda berminat dan telah ditemuduga untuk kedua-dua companies...dan kedua-duanya berminat untuk mengambil anda bekerja untuk jawatan yang sama dengan....;
Company A : Menawarkan anda bekerja dengan gaji sebanyak RM3000.
Company B : Menawarkan anda bekerja dengan gaji sebanyak RM5000.
Mana satu pilihan bijak anda...???
Adakah anda mementingkan nilai asset company A...???
Adakah anda mementingkan gaji yang ditawarkan oleh company B....???
Jadi fikir-fikir dan renung-renungkan ler yerk....!!!
Kesimpulannya...:
Kalau kita nak invest dalam Unit Trust, paling penting ialah return...bukan glamour...!!!
Company A = **tut**
Company B = CIMB
Sebagai contoh untuk renungan....,
Terdapat 2 companies yang sama konsep perniagaannya (Perladangan laa katakan) membuka peluang pekerjaan untuk pengambilan pekerja baru...
Company A = Mempunyai nilai asset 25 billion.
Company B = Mempunyai nilai asset 7.5 billion.
**Company A menduduki ranking No 1 di Malaysia (berdasarkan nilai asset)...
**Company B berada dalam top 10 ranking berdasarkan hasil keluaran (performance)...
Sekiranya anda berminat dan telah ditemuduga untuk kedua-dua companies...dan kedua-duanya berminat untuk mengambil anda bekerja untuk jawatan yang sama dengan....;
Company A : Menawarkan anda bekerja dengan gaji sebanyak RM3000.
Company B : Menawarkan anda bekerja dengan gaji sebanyak RM5000.
Mana satu pilihan bijak anda...???
Adakah anda mementingkan nilai asset company A...???
Adakah anda mementingkan gaji yang ditawarkan oleh company B....???
Jadi fikir-fikir dan renung-renungkan ler yerk....!!!
Kesimpulannya...:
Kalau kita nak invest dalam Unit Trust, paling penting ialah return...bukan glamour...!!!
Company A = **tut**
Company B = CIMB
10 Dana Unit Amanah Islamic Terbaik (1 year)
Latest top 10 ranking (Equity Malaysia) base 1 year total return (%) 30/11/06 - 30/11/07...
1) CMS Islamic - 81.38%
2) ING Equity Islam - 55.20%
3) SBB Dana Al-Ihsan 2 - 47.72%
4) CIMB-Principal Lifetime Dana Al Mubarak - 46.25%
5) SBB Dana Al-Ihsan - 46.18%
6) SBB Dana Al-Ikhlas - 46.09%
7) MAAKL Al Faid - 44.31%
8) Alliance Dana Adib - 44.07%
9) RHB Islamic Growth - 42.94%
10) PB Islamic Equity - 41.82%
Sumber dari Personal Money Issue #77 January 2008.
4 dari top 10 ranking Islamic fund dari CIMB...so mana satu pilihan bijak anda....??
1) CMS Islamic - 81.38%
2) ING Equity Islam - 55.20%
3) SBB Dana Al-Ihsan 2 - 47.72%
4) CIMB-Principal Lifetime Dana Al Mubarak - 46.25%
5) SBB Dana Al-Ihsan - 46.18%
6) SBB Dana Al-Ikhlas - 46.09%
7) MAAKL Al Faid - 44.31%
8) Alliance Dana Adib - 44.07%
9) RHB Islamic Growth - 42.94%
10) PB Islamic Equity - 41.82%
Sumber dari Personal Money Issue #77 January 2008.
4 dari top 10 ranking Islamic fund dari CIMB...so mana satu pilihan bijak anda....??
Saturday, December 22, 2007
CIMB-Principal's China Fund Now 5 Times Its Initial Size
CIMB-Principal Asset Management Berhad has increased its CIMB-Principal Greater China Equity Fund to 1.5 billion units, the sixth increase since the fund’s launch in June 2007.
Chief Executive Datuk Noripah Kamso stated: “We are pleased that our CIMB-Principal Greater China Equity Fund has received such an overwhelming response from the public. We would like to thank our key distributing partners who have contributed to the fund’s success.
“The outlook for China remains positive with 2007 GDP growth at 11.5% and the economy projected to post double digit growth for the next 2 years. We understand the concerns that investors may have about the possibility of an overheating Chinese market. The Chinese government is aware of such concerns and is actively taking measures to prevent an asset bubble, as demonstrated by the country’s recent tightening of monetary policy and restriction of credit. With the launch of DII (Domestic Individual Investor scheme) delayed, the market has corrected to a more attractive valuation.”
The CIMB-Principal Greater China Equity Fund feeds into the award-winning Schroder ISF Greater China Fund. Stable long-term capital growth remains the fund’s main priority as it invests in blue chip, high dividend yield domestic stocks and is underweight on cyclical commodity stocks. The fund also offers diversification by investing in stocks from Hong Kong, Asia’s financial hub and Taiwan, where valuation remains attractive. The financial services sector, the top sector in the fund, is set to benefit from China’s rapid urbanization, which will strengthen loan growth and expand the wealth management business.
Noripah concluded, “We believe that the fund provides a very attractive and affordable opportunity for investors to access the rapidly growing economies of Greater China. Given the fund’s popularity with investors, we are confident that the additional units will receive an overwhelming response.”
The fund’s annual management fee is 1.8% of the net asset value of the fund, and the minimum investment is RM1,000.
Chief Executive Datuk Noripah Kamso stated: “We are pleased that our CIMB-Principal Greater China Equity Fund has received such an overwhelming response from the public. We would like to thank our key distributing partners who have contributed to the fund’s success.
“The outlook for China remains positive with 2007 GDP growth at 11.5% and the economy projected to post double digit growth for the next 2 years. We understand the concerns that investors may have about the possibility of an overheating Chinese market. The Chinese government is aware of such concerns and is actively taking measures to prevent an asset bubble, as demonstrated by the country’s recent tightening of monetary policy and restriction of credit. With the launch of DII (Domestic Individual Investor scheme) delayed, the market has corrected to a more attractive valuation.”
The CIMB-Principal Greater China Equity Fund feeds into the award-winning Schroder ISF Greater China Fund. Stable long-term capital growth remains the fund’s main priority as it invests in blue chip, high dividend yield domestic stocks and is underweight on cyclical commodity stocks. The fund also offers diversification by investing in stocks from Hong Kong, Asia’s financial hub and Taiwan, where valuation remains attractive. The financial services sector, the top sector in the fund, is set to benefit from China’s rapid urbanization, which will strengthen loan growth and expand the wealth management business.
Noripah concluded, “We believe that the fund provides a very attractive and affordable opportunity for investors to access the rapidly growing economies of Greater China. Given the fund’s popularity with investors, we are confident that the additional units will receive an overwhelming response.”
The fund’s annual management fee is 1.8% of the net asset value of the fund, and the minimum investment is RM1,000.
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